It is true that therapy can be a big financial investment, and something to give serious thought to. But most people eventually decide to start therapy because the costs of not addressing their life issues become even greater.

After our initial consultation and you decide you would like to move forward but can’t afford the standard fee structure, we will work with you to try to find a fee and payment plan that fits your budget or provide you with referrals to trusted colleagues.

We do accept insurance or can provide you with a statement of services which you can submit to seek reimbursement. If you opt to use your insurance coverage, we will check with your insurance company about your coverage.

You should also consider checking with your carrier to verify coverage and rates of reimbursement, including whether there is a deductible. Sometimes insurance companies can be confusing and frustrating to interface with, and we will do all we can to help you navigate this.

Often, insurance companies have mental health benefits that will pay for a portion of the psychotherapy fee (generally from 20% – 80% of the cost of the session). Be aware that many insurance companies cover only a brief period of sessions, when longer-term treatments may be a preferred alternative.

When using insurance, a “diagnosis” is required to be submitted, often along with frequent justifications for additional sessions. This becomes part of your medical record. Keep this in mind as you weigh your options.

Many of our clients prefer to pay for their treatment “out of pocket” for a variety of reasons. Flexible Spending Accounts (FSA’s) or Health Savings Accounts allow many individuals to “set aside” pre-tax dollars in order to pay for medical and mental health costs.

This significantly reduces the overall real cost of therapy. Check and see if your employer offers such a plan.